LedgerScope Application Audit

Engagement

Full dossier audit

A line-by-line financial audit of a complete loan, grant, or credit application pack before it reaches the underwriter or grant officer.

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Open ledger book with handwritten figures beside reading glasses

Who this is for

Finance leads, owner-managers, and external advisors assembling a bank loan pack, ministry grant file, or trade-credit application who need an independent read before first submission or after a clarification request.

Result you can expect

A written findings memo that maps inconsistencies between narrative sections and financial schedules, ranks corrections by urgency, and lists residual risks that remain after the file is tidied.

What the review covers

The audit follows the exact materials you intend to submit. We work from your draft pack rather than rebuilding your accounts from scratch.

Included

  • Cross-check of application narrative against income, balance sheet, and cash-flow schedules
  • Review of collateral lists, guarantor statements, and supporting invoices for internal consistency
  • Grant budget arithmetic, matching-fund evidence, and milestone payment timing where applicable
  • Annotated working-paper notes returned with your original schedules
  • One clarification call after you receive the findings memo

Outside this engagement

  • Statutory financial statement audits or assurance opinions under TW professional standards
  • Tax filing, bookkeeping cleanup, or preparation of new forecasts from blank templates
  • Negotiation with lenders or grant officers on your behalf
  • Legal drafting of security agreements or corporate resolutions

How the engagement runs

Engagements are calendar-bound to your submission window. We do not start until the draft pack is substantially complete.

  1. 1

    Intake and material checklist

    You send the draft application, prior correspondence with the lender or grantor, and a short note on the deadline. We confirm whether the pack is ready for audit or still missing core schedules.

  2. 2

    Desk review of the full set

    Two reviewers read the narrative and the numbers separately, then reconcile differences. We flag missing exhibits, circular references in forecasts, and wording that overstates liquidity.

  3. 3

    Findings memo and marked schedules

    You receive a prioritized memo and annotated PDFs or worksheets. A follow-up call walks through the top corrections so your team can revise before submission.

Duration

Most full dossier audits complete in five to eight business days after we receive a complete draft pack. Compressed timelines are possible when materials arrive early and the pack is under 80 pages.

Delivery

Remote desk review with optional in-person working session at our Yilan office for binders that require side-by-side schedule comparison.

Preparation

Provide the exact draft you plan to submit, prior Q&A from the lender or grantor, and contact details for the person who authored each major schedule.

Fee basis

Quoted as a fixed engagement fee based on page count, number of entities, and whether prior years’ packs must be compared. See Fees for starting ranges.

Ready for a full dossier audit?

Share the lender or grant program name and your submission date. We return a scoped estimate within two business days.

Request an estimate