Ledger Arc Application Audit

Read the file the way a credit officer will.

We audit loan, credit, and funding applications for completeness, figure consistency, and disclosure gaps — so your pack reaches the desk ready for a serious first read.

Financial statements and calculator arranged for an application review

Flagship

Full Application File Audit

A line-by-line reading of your near-final pack: narrative, schedules, and annexes. You receive a findings memo ranked by what would actually delay underwriting — not a generic scorecard.

See what is included
Reviewer annotating a printed application pack

Related engagements

Other ways we open a file

Spreadsheet printouts and notebook used during cash-flow reconciliation

Cash-Flow Schedule Reconciliation

A targeted reconciliation of projected cash flows against supporting schedules, working-capital assumptions, and facility drawdown timing.

Colleagues reviewing printed materials ahead of a committee meeting

Credit Committee Pack Briefing

A structured walkthrough of your near-final pack with the people who will present it, focused on likely questions and weak slides.

From recent work

“They caught a repayment table that still showed the old grace period after we had renegotiated with the bank. Awkward to fix mid-file — better on day three than in the committee room.”

Finance manager, regional hospitality group
Read client stories

How we work

A review map, not a mystery process

Every engagement follows a visible path: intake, freeze of the version set, structured reading, findings, and a clarification call. See the stages before you send a single PDF.

Open the review map